I’m a Retirement Planner. Here’s 10 REGRETS I See People Over 60 Make #Finance

here’s an idea stop wasting time doing the wrong things if you’re fortunate enough to reach age 60 chances are your time in this earth is in at least the six inning some of you maybe have one or two more maybe three if you’re lucky in eating your veggies do you want to

make the most of whatever time you have left today I’ll outline exactly how to do that by revealing the 10 things that you need to stop doing after 60 it’s your favorite Scotsman here again and the first thing you need to stop doing is taking time for granted just look at this common

life and weeks chart if you’re currently 60 you’ve already lived all those weeks in red and the clear ones are what you have left to look forward to you don’t need me to tell you health declines with age the weeks you spend active and enjoying a high quality of life are

significantly fewer than those you may have left so enough of that I’ll do it tomorrow or there’s always next year chat the time is now an old saying that may help informed by the past engage with the present and looking forward to the future focus on enjoying your wealth before someone

else enjoys it for you and on the topic of physical limitations the second thing you need to stop doing is compromising your health is the stress of the job really worth it you sit at a desk all day your back is crying out for help and the unhealthy habits in the evening don’t help either if

this sounds familiar then you can shave several more weeks off those charts that we just looked at the good news though is it’s not too late I know it’s easier said than done but put more more time and resources into sleep nutrition and exercise you’ll feel better your body will

thank you and you’ll have a much more enjoyable retirement with new found motivation to stop postponing your passions and hobbies which is a nice way of introducing number three in our list I get it life’s busy family and work obligations can make it feel like it’s never the right

time however retirement offers the perfect opportunity to dive into these interests whether it’s painting gardening learning a new language or travel embrace your passions we’ve got a lot in our own backyard too take advantage of senior discounts offered by many Canadian national parks

and travel companies to explore this wonderful country don’t dread our Winters either they last too long so you might as well make the most of them there’s something for everyone and if you’re an Avage skier a trip to the slopes is just as refreshing as one down to the beach side

passions and hobbies may also help to take your mind off the fourth thing you need to stop doing worrying excessively in general worries often stem from Imagine future dangers rather than present realities again it’s easier said than done but you can reduce your anxiety by trying to focus on

what you can control like the level of risk in your Portfolio and your spending habits rather than things you can’t control Market fluctuations or political events one very easy way to do this is to stop watching the news as much the news prays on fear and most of it is

unreliable inarch garbage or a combination of all three limiting your consumption will increase your happiness let’s move on to today’s fifth point where worry once again takes Center Stage avoid unnecessarily saving so much a recent report by Black Rock to spend or not to spend found

that few retirees have asset goals and more seek to accumulate than spend down what does this tell us it’s no easy task to flood your life with rainy day funds and then suddenly turn off to Savings tap the need to save is deeply rooted in society but most retirees don’t

don’t need to they simply don’t have a plan that makes them feel comfortable and secure a financial plan worth its salt is one that gives you confidence not concern if you’re feeling uneasy about your retirement today’s task is for you click on the link in the pinned comment

to access my free Canadian retirement guide over, 1500 individuals have downloaded it and it will guide you through the process of creating a retirement plan from the ground up it’s time to stop saving and start and join the fruits of your labor no pun intended now while a plan can reveal

what you can spend that doesn’t mean that you continue to spend money on things that don’t align with your values or your priorities reflect in your spending habits and invest in experiences and relationships over material possessions a values exercise can help identify what truly

matters ensuring that spending supports genuine happiness rather than just temporary pleasure and speaking of what truly matters the next one is a big one stop spending in time with negative people nobody wants to be around the pessimist polls negative ncies are Debbie downers of the world they

drain your energy and they drain your mental well-being life is too short to be dealing with that kind of baggage I get sometimes for the sake of a peaceful Christmas dinner completely cutting these people out of your life can be a challenge just try to distance yourself as much as possible and if

that isn’t feasible maybe try and have an honest conversation about it hello let’s be real that can sometimes back too just like when the Maple Leafs suffer their annual first round exit from the playoffs but remember next year’s their year another area you should have honest

conversations is if you find yourself over supporting your adult children now I understand that this may be a somewhat controversial topic as a father myself I can completely understand wanting to do whatever you can for your kids unless of course you don’t really like them but we’ll

assume that is not the case there comes a point though where over supporting creates a dependency that can more harm than good on top of that it may even jeopardize your own retirement I’m not going to set you and tell you what to do with your money that’s up to you but just make sure

you’ve covered all bases for yourself before overextending on the handouts to your adult kids all right hopefully we got through that one without turning the comments section into a Battleground moving on to the ninth point for today stop pretending to be someone you’re not nobody cares

what car you drive or how many vacations you took this year not even Instagram or or Facebook embrace your true self and stop conforming to others expectations most people are wrapped up in their own lives and likely aren’t losing sleep over your Toyota or Lamborghini start being yourself

you’ll be happier for it you will also be happier if you stop living with Regret Life happens we all do or say things from time to time that we later wish we could take back we all think about what we wish we had done more of when we had the chance but you know what what’s done is done

there’s nothing that can change that and it’s all about how you move forward forward dwelling on past mistakes or missed opportunities only depletes current happiness further the person who remembers what you said the longest is you others will probably forget before the evening wraps

up Embrace a forward-looking mindset and make the most of your remaining time on this Earth you can also make the most of your time on this Earth by going to the pin comment and following the link to my free retirement guide that’s one regret you won’t have before we leave the topic of

regrets I’m going to leave you with a question have you ever made a purchase and immediately thought I wish I didn’t do that well you’re in for a treat because you’re going to love this next CashNews.co I’ve lined up for you on the big purchases that retirees almost

always regret