6 ways to beat the market, retirement, financial freedom, monthly income thoughts #Finance

a lot of people struggle with beating the market and they get hung up on the idea that you can’t beat the market well in this CashNews.co I’m going to offer you six ways to beat the market in the last four years and likely for many years to come so let’s get started when

people refer to the market it means S&P 500 the average return is around 12% % a year and if you look at the last 20 to 30 years the average return is closer to 10% which is fine so 12% is a pretty good starting point in finding stocks that can beat the market once I go through this list of six

or seven stocks plus one index you’ll find that these are actually no brainers you can just invest in them today and sleep at night knowing that you beat the market so let’s get started the first one is Microsoft and this is the company that has a large stake in open AI one of the

largest tech companies in the world and S&P 500 was on average 12% per year Microsoft 19% so if you just have half your Portfolio in S&P 500 half in Microsoft you’re beating the market Market you’re getting a weighted average return somewhere around 15 to 16%

next one apple the average return for the last four years is 16% again beating the market by 4% next one Nidia this one will be surprising for a lot of people four years ago but it’s very obvious in hindsight 86% per year Google 18% meta 22% and finally if you want to invest in an index fund

that beats the market then QQQ averages 15 to 20% there are a lot of tech companies performing better because we are in an innovation driven economy that means we are focused on finding better ways to do something in the past there were newspapers now there are online blog posts in the past there

were radio shows now there are podcasts being in the technology space allows you to achieve growth and higher earnings which are two things you need to beat the market and that is the fundamental analysis part of it now if we take a step back and we think about okay you got a strategy to be the

market but what about Financial Freedom beating the Markets by a couple of percent is great but it doesn’t really help you get to Financial Freedom unless you have multiple investing

strategies so the first one might be long-term investing which everyone is really hunged up about beating the Markets which in this CashNews.co you have six ways to do so the second one is

monthly passive Income what are you doing to get monthly passive Income because ultimately you can invest and let your nest egg grow and one day when you spend it it feels like you’re kind of using the principle and when you’re dling down that

doesn’t feel that good but if you have an investing strategy that helps you generate Income then every month you know you’re getting this Income it’s kind of like a salary and then you can use that to pay off expenses like mortgage car payments

food Etc and that feels a lot more comfortable because for passive Income strategies these are more predictable so that also means that somewhere along the lines you need a transition between long-term investing to monthly passive Income and it will be surprising

to a lot of people how soon you should make that transition which is early retirement so let me do some math here with you a lot of people think you need1 to2 million to retire which is fine Mak 10% return that is 100 to 200k before Taxes and most people I talk to can retire with

100K so really you just need a million dollars but it takes your whole life working till 65 67 to save a million dollars which is the problematic part it’s not that you don’t know what to do with a million it’s more like how do you get to a million that is problematic now the

alternative is you figure out ways to beat the Markets investing in Microsoft and you’re able to retire with a lot less money so in this case let’s say you’re making 20%

Which Microsoft is 19 that means if you only have half a million in Microsoft 20% return a year that is 100k a year so you can retire with half the money you need now personally my target is to retire with 30% which means you only need 300,000 to make 10K a month and then 100,000 a year to retire

so using this as an example my co-founder Michael he has been using 250k for the monthly passive Income strategy and right now he’s bringing in around 10 to 15K a month on that strategy alone achieving a 30% return the higher return will allow you to retire faster that is

really the key to Financial Freedom more so than just trying to beat the market once you you know S&P 500 gives you a 12% return the question is how do you make it predictable and consistent such that you have the confidence to retire off that Income that is really the key

it’s not easy to do it with Shares alone you probably need to learn some strategies like options which is something I teach or you need to figure out some index funds that are Distributing monthly Income and offering you a high enough return