Will The US Be Finally Crypto-Friendly Under Trump? #CriptoNews

New York City—the most influential financial hub in the world—paradoxically enforces some of the most strict crypto laws. The regulatory landscape remains fragmented, with state-level restrictions continuing to impact crypto projects across the country. And yet, the US has a chance to become a home for crypto. Not just for crypto holders but also for crypto businesses.

It is not a secret that a lot of Americans either work in crypto or hold crypto, in fact, cryptocurrency ownership has nearly doubled in three years. In 2025, around 28% of American adults own cryptocurrencies. However, many DeFi projects avoid the US market, relying on legal and technical precautions, such as disclaimers, geoblocking, and offshore incorporation. This highlights that the US is at a crossroads—one where enthusiasm for crypto is evident, yet policy uncertainty continues to drive businesses away from the US market. This leaves American users with fewer choices, reduced access to services, and the opposite of the financial flexibility that crypto offers.

Observing the political news in 2025, the Trump administration has a chance to make tangible movements toward crypto-friendly policies, but the question remains–how does it mean for a country to be crypto-friendly?

The Crypto-Friendly Holy Grail

Regulatory clarity has been one of the most sought-after concepts in the crypto industry. Firstly, understanding the fundamentals of digital assets requires clear classification, whether they are securities, commodities, or currencies, to eliminate regulatory uncertainty. A transparent framework is equally essential; a well-defined legal structure would reduce compliance costs and make introducing tokenized assets into the US market easier.

Achieving this demands collaboration between regulators and industry experts – just like the roundtables that are being organized right now.

Another critical factor to consider is the concept of overregulation; the excessive imposition of rules that hinder growth. Determining when regulation crosses the line requires assessing whether the complexity and cost outweigh the intended benefits of oversight. Wealth Solutions Report challenges the fears of overregulation, arguing that structured oversight can enhance market confidence and drive mainstream adoption.

Rather than restricting crypto, well-designed regulations that emulate traditional finance could legitimize the industry and attract institutional players. This approach may also create a more stable, scalable environment for long-term growth. However, the US has yet to implement a clear framework, while other countries have already established structured oversight without excessive restrictions, positioning themselves as global leaders in crypto.

Lessons From Global Regulatory Leaders

Launching a crypto project requires navigating complex regulatory landscapes. Some countries, however, have set clearer, more business-friendly frameworks than others. Switzerland and Singapore have become attractive hubs by providing legal reliability, well-defined crypto regulations, and authority. Switzerland’s approach, detailed in this Legal Nodels Guidedemonstrates how regulatory clarity supports the industry’s growth. Similarly, the EU’s MiCA framework offers standardized rules across Europe, ensuring businesses can operate with greater predictability and reduced compliance costs. Given these examples, the US has the opportunity to become a leader in this space—so why hasn’t it happened yet? And how sure can we be that it will, in fact, be the case? Renato Mariotti has a striking opinion that while a “national regulatory framework and having pro-crypto regulators in Washington will provide more certainty and predictability”, we will still observe the number of lawsuits remains at the same level.

CoindeskThe U.S. War on Crypto Isn’t Over

On the other hand, being able to pass the due diligence as a crypto company with service providers is a challenge of its own. Access to banking services for crypto businesses requires educating banks on crypto’s implications and adapting their processes to accommodate these projects. Japan offers a model where industry-led initiatives work alongside government oversight. This approach is still lacking in the US, though regulatory discussions have started moving toward greater clarity.

Regulation Impacts On Crypto Holders

For the US to become a crypto-friendly environment, regulations must be straightforward in order to support responsible onboarding of blockchain businesses. The current tax reporting system is overly complex. This creates unnecessary grey areas that leave individual crypto holders and crypto companies struggling to navigate unclear obligations. Establishing standardized across all legal entities guidelines would make compliance easier and remove unnecessary friction. Additionally, adjusting capital gains taxes to incentivize long-term holding could encourage market stability and reduce speculative volatility – a practice already present in some European countries.

Beyond taxation, security remains a critical concern. Without clear, enforceable security standards, American investors remain vulnerable to rug pulls, hacks, and exchange breaches. And while there is always the risk of black swan events, learning how to navigate these situations should be encouraged rather than having public figures portray this space as full of scams and exploits. After all, crypto hacks attract a bigger media audience.

The US Is At A Crossroads

The US is at a critical inflection point. The shift from Biden’s enforcement-driven approach to Trump’s policy-focused strategy presents an opportunity to create clear regulation. With the President’s Working Group on Digital Asset Markets drafting recommendations and the SEC’s Crypto Task Force rebooted, the next six months will determine whether the US takes the lead in digital finance—or continues to fall behind. Hester Peirce, a long-time advocate for regulatory clarity in crypto, has addressed these challenges in her Task Force letters to the SEC, emphasizing the need to establish clear guidelines that move beyond enforcement actions and provide a workable path for crypto businesses to operate within the US.

Regulatory clarity isn’t just about compliance and institutional adoption—it’s about a financial system where individuals, startups, and communities can access the cryptocurrency market without unnecessary barriers. If Washington moves decisively, the US can create a financial system where individuals, startups, and communities thrive. A result which would cement the US as a leader in digital finance.