Cash News So you’ve received a letter congratulating you for getting prequalified or preapproved for a new credit card. The offer almost seems too good to be true. Just fill out the application, drop it in the mailbox, and wait a few weeks for your new card to arrive, right? Unfortunately, that’s not how it […]
Cash News When President Biden announced the end of his presidential reelection campaign, it not only changed the dynamics of the 2024 presidential race but also opened the door for new ideas and political agendas — some of which will directly impact your finances. With just eight weeks until voters head to the polls, Republican […]
Cash News Closing costs encompass a whole host of different fees. There are charges for appraisers and surveyors, commissions for real estate agents, and expenses covering taxes, insurance, lender costs, and more. Another common closing cost — at least for suburban homes — is the homeowners’ association transfer fee. You might owe this if you’re […]
Cash News The Ink Business Preferred® Credit Card offers a massive welcome bonus, great rewards on common business expenses, and flexible redemption options geared toward travel. If your business frequently spends in this card’s bonus categories, it could be a no-brainer. Annual fee $95 Welcome offer Earn 90,000 points after spending $8,000 in first 3 […]
Cash News If you’re looking to buy a home priced north of $800,000, there’s a good chance you’ll be seeking to qualify for a jumbo loan. That type of mortgage is designed to serve the market for higher-value properties. Jumbo loans are unique in some important ways, including how you qualify. Here’s what you need […]
Cash News Building a home from scratch allows you to custom-tailor every detail to your liking — but it can be quite expensive. , construction costs can range from nearly $140,000 to well over $500,000 in the U.S. To fund this massive undertaking, consider taking out a USDA construction loan. These one-time close loans can […]
Cash News For most borrowers, your credit score (and credit history) play a significant role in your ability to buy a house. A good credit score typically makes the process easier and more affordable, while a poor credit score does the opposite. But what if you have no credit score at all? It’s a problem […]
Cash News The cost of a financial advisor can vary widely, depending on the compensation structure they use and the services they provide. One common approach is to charge a percentage of assets under management (AUM), often ranging from 0.5% to 1.5%. Under this model, someone with $200,000 in liquid assets could pay anywhere from […]
Cash News Improving your credit score can have a huge impact on your finances. A good credit score makes it easier to borrow money for a major purchase, like a home or vehicle, and qualify for the best interest rates. Whether you’re building credit from scratch or trying to improve, boosting your credit score in […]
Cash News If you’re a homeowner who has paid down a chunk of your mortgage or whose house has gained value, you might be able to take out a loan secured by your home equity. However, having equity in your home isn’t the only requirement to qualify for a home equity loan. Here’s what you […]