ELON MUSK and Vivek Ramaswamy are keen to whip the American government into shape. On November 14th their newly created Department of Government Efficiency (DOGE) announced it wants to hire “super-high-IQ small-government revolutionaries” to get to work on cost-cutting. It is easy to ridicule the enterprise. Mr Musk has talked of ripping $2trn out of […]
Cash News It’s generally never a good idea to stop paying your credit card bills. Missing a payment by a single day can be costly, and the longer you go without paying the minimum amount due, the more damaging it can be to your credit score and financial well-being. That said, there are some situations […]
Cash News You’ve done the research, found the best credit card for your wallet, and filled out your application. So while you hope for a “congrats” email to hit your inbox, receiving a denial letter instead can hurt. Not only does a credit card rejection mean you won’t get access to the new card, but […]
Cash News Today’s certificate of deposit (CD) interest rates are some of the highest we’ve seen in more than a decade thanks to several rate hikes by the Federal Reserve. Still, CD rates vary widely across financial institutions, so it’s important to ensure you’re getting the best rate possible when shopping around for a CD. […]
Cash News Many homeowners dream of the day they pay off their mortgage — and for good reason. It means no more hefty monthly payments, no more costly interest charges, and, for most homeowners, it frees up thousands in extra cash flow. (It’s true: According to the Mortgage Bankers Association, the median new mortgage payment […]
Cash News Online investing platform Robinhood is expanding beyond your portfolio and into your wallet. The Robinhood Gold Card is a cash-back credit card with no annual fee and a competitive rate on your spending — which you can direct back into your Robinhood account, redeem for travel, and more. The card (which is currently […]
Cash News If you’re looking for a card to start your credit-building journey — or get it back on track — consider the Reflex® Mastercard. While it doesn’t offer the same benefits as traditional credit cards, your activity is reported to the three major credit bureaus (Equifax, Experian, and TransUnion), increasing your credit score as […]
Cash News If you need to pay off debt, remodel your residence, or cover another large expense, consider tapping into your home equity. Two popular tools for doing so are a cash-out refinance and a home equity line of credit (HELOC). We compared cash-out refinancing and HELOCs to help you decide which is the better […]
Cash News Certificates of deposit (CDs) allow you to earn interest on your deposit, sometimes at interest rates as high as 5% APY. This helps hedge against inflation, making them an attractive alternative to checking accounts and traditional savings accounts. However, checking and savings accounts let you add money at any time. With CDs, adding […]
Cash News The JetBlue Plus Card is the premium credit card for loyal JetBlue travelers. Considering its reasonable annual fee, it’s packed with perks and money-saving features that reward users when flying JetBlue. New cardholders can earn a generous welcome bonus and save money on interest when using its intro APR offer on balance transfers. […]