Cash News Law enforcement officers make about 1 million arrests each year for people who drink and drive, according to the Centers for Disease Control and Prevention (CDC). That’s a small percentage of the 18.5 million people who actually admit to driving when they’ve had too much alcohol. The people who are caught are often […]
How do credit union shared branch networks work? #CashNews.co
Cash News Credit unions have much to offer their members: They often have low fees, affordable loan interest rates, and highly personalized service. However, one potential drawback of credit unions is that they often have a small geographic footprint. After all, many credit unions serve specific communities or regions and have limited branch locations. Luckily, […]
Which bank has the better savings account? #CashNews.co
Cash News If you want high interest rates on savings accounts, try an online bank. And if you want the online bank with the highest rates available, you might try SoFi or American Express (Amex). Both of these online banks offer savings interest rates more than nine times higher than the national average — and […]
How to find the value of a U.S. savings bond #CashNews.co
Cash News Issued by the U.S. Treasury, savings bonds are relatively safe, long-term investments that mature 30 years after the original purchase date. For most of us, 30 years is a long time to hold a single investment. The value of your investment can also change considerably during that time. So if you’re wondering what […]
Car insurance requirements in California — and ways to save money #CashNews.co
Cash News California car insurance is not unique in that the state requires drivers to maintain a minimum level of coverage, but it is unique in how insurers in the Golden State determine premiums for its residents. In the article below, we’ll dive into what California’s car insurance requirements are, the types of coverage available, […]
Are CD rates going up or down in 2025? #CashNews.co
Cash News A certificate of deposit (CD) allows you to set aside your cash in an ultra-low-risk account while earning a guaranteed return for several months or years. And until recently, savers enjoyed the highest CD interest rates in nearly two decades. However, after the Federal Reserve lowered the federal funds rate three times in […]
Money market account rates today, February 27, 2025 (earn up to 4.51% APY) #CashNews.co
Cash News As interest rates begin to fall following the Fed’s recent rate cuts, it’s more important than ever to ensure you’re earning a competitive rate on your savings. One option you may want to consider is a money market account (MMA). These accounts are similar to savings accounts — they offer interest on your […]
CD rates today, February 27, 2025 (lock in up to 4.50% APY) #CashNews.co
Cash News If you’re looking for a secure place to store your savings, a certificate of deposit (CD) may be a great choice. These accounts often provide higher interest rates than traditional checking and savings accounts. However, CD rates can vary widely. Learn more about CD rates today and where to find high-yield CDs with […]
The 30-year rate inches closer to 6.25% #CashNews.co
Cash News Most mortgage rates haven’t moved much since yesterday. However, according to Zillow, the 30-year fixed mortgage rate has decreased by three basis points to 6.32%. This may be a small daily drop, but it means the 30-year rate has fallen by 32 basis points in two weeks. There’s no guarantee that interest rates […]
Best savings interest rates today, February 27, 2025 (top account pays 4.50% APY) #CashNews.co
Cash News If you’re looking to supercharge your savings, a high-yield savings account could provide a competitive return to help your balance grow faster. However, not all banks offer high rates, which is why it’s important to shop around and find the most competitive savings interest rates available. Read on to learn more about where […]