Cash News Prepayment penalty on a mortgage: Costs, examples, and tips for avoiding the fee A lender might charge a prepayment penalty when you pay off some or all of your mortgage early. Find out if you’re at risk of facing a prepayment penalty. Read More #cashnews #newsfinace #finance #FollowsCashnews
Cash News Have you noticed your bank transfers moving faster in the last few years? Thanks to relatively new payment systems, including the Federal Reserve’s FedNow and the Clearing House’s Real Time Payments (RTP), more than half of all U.S. banks have the ability to complete transfers in a matter of seconds. Does that mean […]
Cash News Plenty of great rewards credit cards can help you save on your most frequent purchases — but few offer as much long-term value as the Blue Cash Preferred® Card from American Express. Despite its annual fee, this cash-back credit card can deliver ample annual savings for families, home chefs, commuters, and everyone in […]
Cash News If you want to earn rewards on your routine purchases without the hassle of keeping track of bonus rewards categories, the Wells Fargo Active Cash® Card is a standout credit card option. It has a higher-than-usual flat rewards rate of 2% on all purchases, and it doesn’t have an annual fee. Annual fee […]
Cash News Western Alliance Bank, a subsidiary of Western Alliance Bancorporation, is an FDIC-insured bank headquartered in Phoenix. It offers small business, commercial, and personal banking products and services across several divisions. Western Alliance currently offers the following banking products: Personal checking: This is a standard checking account option with a minimum opening deposit of […]
Cash News The Delta SkyMiles® Gold Business American Express Card makes an excellent case as the go-to option for small business owners who frequently fly Delta. You get your first checked bag free of charge on Delta flights — which typically costs up to $70 for a roundtrip flight — and you can save 15% […]
Cash News Before committing to a mortgage loan, you need to understand exactly what terms, conditions, costs, and rates you are agreeing to. Lenders provide this information with the standardized Loan Estimate form, which breaks down the essential details about the mortgage so the borrower can make an informed decision. Since every lender is legally […]
Cash News The Yahoo view: With a wealth of resources for first-time buyers and top customer service scores, CrossCountry Mortgage could be a wise choice for those new to the mortgage game. However, we found its website challenging to navigate, and its interest rates and loan costs were higher than those of other lenders. CrossCountry […]
Cash News Deals updated 11/6/24 Air France-KLM Flying Blue Promo Rewards provide up to a 50% discount on certain reward flights, including popular routes between North America and Europe. With available point transfers from popular travel credit card rewards programs, such as American Express Membership Rewards® and Chase Ultimate Rewards®, maximizing your redemption value using […]
Cash News If your employer offers a 401(k), you’ll be able to save more money for retirement in the new year. The IRS recently announced the new limits for 401(k)s and other tax-advantaged retirement accounts. The 2025 401(k) contribution limit is $23,500, a $500 increase from 2024’s limit. If you’re 50 or older, you can […]