Cash News These days, every mortgage lender with a national profile has an online presence. Most, if not all, allow you to start a home loan application online too. However, only a few have grown their mortgage lending business organically by leveraging technology and establishing early-mover status as online lenders. Yahoo Finance has completed due […]
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Cash News Homeowners and buyers don’t experience appraisal gaps very often. According to CoreLogic, an appraisal gap occurs about 10% of the time, but that’s frequently enough to put it on your radar. Whether you are selling or buying a house, there are beneficial ways to respond to a home appraisal surprise — or prepare […]
Cash News Getting a mortgage can feel overwhelming, and most borrowers are happy to receive any advice or guidance from their mortgage company. But how can you be sure that your loan officer has the appropriate training and licensure to help you? That’s why the NMLS was created — to help borrowers ensure that they […]
Cash News Today, there are close to 4,000 commercial banks in the U.S. And with online banking, customers have access to more banking products and services than ever before. Of course, when it comes to choosing where to bank, these seemingly endless choices can make the decision pretty tough. There are many factors you could […]
Cash News This month, the Federal Reserve lowered the federal funds rate for the third time in 2024. That means deposit account rates are now on the decline as well. The good news: You can lock in a competitive return on a certificate of deposit (CD) today and preserve your earning power. Read on for […]
Cash News As interest rates begin to fall following the Fed’s recent rate cuts, it’s more important than ever to ensure you’re earning a competitive rate on your savings. One option you may want to consider is a money market account (MMA). These accounts are similar to savings accounts — they offer interest on your […]
Cash News Most of today’s mortgage rates have remained stagnant. According to Zillow, both the 30-year and 15-year fixed interest rates haven’t budged and sit at 6.67% and 5.95%, respectively. Unless there is a severe financial setback, 30-year mortgage rates might be stuck in the 6.5%-to-7% range for a while. Do you have the down […]
Cash News The Federal Reserve cut the federal funds rate three times in late 2024, which means deposit rates are now falling. It’s more important than ever to ensure you’re earning the highest rate possible on your savings, and a high-yield savings account could be the solution. These accounts pay more interest than the typical […]
Cash News If you find out someone left you a little something in their will, chances are you won’t need to pay an inheritance tax on it. There is no federal inheritance tax, and only five states have inheritance taxes. So unless the person who died lived in one of those states, you won’t have […]