ELON MUSK and Vivek Ramaswamy are keen to whip the American government into shape. On November 14th their newly created Department of Government Efficiency (DOGE) announced it wants to hire “super-high-IQ small-government revolutionaries” to get to work on cost-cutting. It is easy to ridicule the enterprise. Mr Musk has talked of ripping $2trn out of […]
Cash News If you’re a regular Costco shopper, the Costco Anywhere Visa® Card by Citi can make a lot of sense for your wallet. With savings both at the wholesale club and on additional everyday spending categories, it has a lot of savings potential. Before you plan your next vacation, you should also consider its […]
Cash News Travelers who like flying Delta Air Lines and its partners can gain SkyMiles rewards, flight benefits, and more with a co-branded Delta card from American Express. Among these cards, the Delta SkyMiles® Platinum American Express Card and Delta SkyMiles® Reserve American Express Card offer the longest list of potential benefits — but they […]
Cash News The actual cash value of a car is the price you’d expect to fetch if you sold the vehicle today. It’s different from the replacement cost of a vehicle, which is the amount you’d pay for a car of the same make and model, because it factors in car depreciation. If your vehicle […]
Cash News No matter what financial goals you set for yourself, the right tool has the potential to help you reach them faster. Money-saving apps can help you manage your finances and save money more effectively. Yet, with so many money-saving apps to choose from, it can sometimes be difficult to figure out the right […]
Cash News It’s a question everybody likely wonders, from the billionaire to the person living paycheck to paycheck: How much money should I keep in my checking account? Of course, if you’re a billionaire, deciding what to keep in your checking account is more of a “fun” academic exercise. If you’re constantly struggling with cash […]
Cash News There are two types of monthly expenses you need to plan for when you create a budget: fixed and variable expenses. Fixed expenses tend to be easier where your budget is concerned because these costs stay the same from month to month. Variable expenses, on the other hand, may fluctuate each month and […]
Cash News Credit card delinquencies are on the rise, and that likely won’t be changing soon. Younger credit card users are struggling the most, with 15.3% of Gen Z and 12.1% of Millennials carrying maxed-out cards, according to 2024 data from the New York Federal Reserve. If you can’t keep up with your credit card […]
Cash News When you create a budget, you’ll find that certain expenses come up again and again. If you want to take control of your money, it’s important to identify these monthly expenses and plan for them in advance. Managing monthly expenses plays a big role in your long-term financial success. Read on for some […]
Cash News If you have a complicated relationship with budgeting, the 50/30/20 rule could help. Rather than breaking down your monthly spending into dozens of tedious categories, this budgeting strategy takes a simpler approach. The rule says you should spend about 50% of your after-tax income on needs, 30% on wants, and 20% on savings […]