Cash News Budgeting for regular bills and monthly necessities is helpful, but what about those expenses that only come occasionally? Irregular expenses can be hard to plan for, but a sinking fund can help. A sinking fund helps you save for a particular expense over time. Rather than taking on debt or dipping into your […]
Cash News The median sales price of homes in the U.S. has reached over $400,000. So, if you want to take out a conventional loan and make a 20% down payment to avoid private mortgage insurance, you’ll need to put down more than $80,000. For many Americans, saving tens of thousands of dollars for a […]
Cash News A week of big savings is on the horizon for Amazon shoppers. The online retailer’s Big Deal Days will run from Oct. 8 through Oct. 9, with early deals available before the sale officially begins. Over the next few days, you can find deals on everything from home essentials to tech gadgets — […]
Cash News Whether you’re earning a paycheck from your first summer job or have birthday money piling up in your piggy bank, a bank account can be a good place for kids and teens to put their money. It’s never too early to start learning financial responsibility, money management, and budgeting strategies — and having […]
Cash News Saving tens of thousands of dollars for a down payment can be a challenge, especially with today’s elevated home prices and the high cost of living. That’s why down payment gifts are becoming increasingly common. According to data from Zillow’s 2023 Consumer Housing Trends Report, 39% of home buyers who financed their home […]
Cash News You may dream of the day you pay off your mortgage in full and don’t have to make monthly payments anymore. But there are other benefits to paying down your loan too — the main one being that you get to build equity. Home equity is the accrued paid-off portion of your home. […]
Cash News When you , the property title is transferred from the current homeowner to the buyer. Seems simple enough, right? But the process doesn’t always go smoothly. That’s why a property title search is an essential part of a home sale. The title search will protect buyers and sellers from last-minute surprises that could […]
Cash News Do you have cash hidden in a closet, under your mattress, or even buried underground? If so, you might want to deposit it at a bank ASAP. Keeping cash at home is risky. In addition to missing out on and , your money could be mutilated as the result of a hurricane or […]
Cash News Banking scams are becoming increasingly common, with older adults often falling victim. In 2023, scams were responsible for $3.4 billion in losses among those 60 and older — twice the amount of financial loss as any other age group. Older adults tend to have more money than younger people, making them more attractive […]
Cash News Between 2023 and late 2024, Nvidia (NVDA) tripled its market value to $3 trillion, becoming one of the most followed stocks in the market. The catalyst was a steep rise in spending on artificial intelligence (AI) infrastructure as enterprises globally began building data centers to support their growing need for high-performance computing. Nvidia’s […]