Cash News During certain times of year, it may seem like everyone you know is traveling: summer, spring break, the winter holiday season. But during those perennial travel peaks, you can also count on travel prices to skyrocket. To avoid airline and hotel premiums, try waiting until shoulder season instead. With some strategic planning and […]
What to do if you sent money to the wrong person on Cash App, Zelle, or Venmo #CashNews.co
Cash News Sending money to someone on a payment app is like handing them cash. If you give your cash to the wrong person, they might give it back — or they might not. If you simply send money to the wrong person by accident, neither the payment platform nor your bank is likely to […]
How to find out your 2025 Social Security COLA increase #CashNews.co
Cash News The Social Security Administration announced its annual cost of living adjustment for 2025. Beginning in January, benefits will increase by 2.5%, or a little less than $50 a month for the average retiree. Here’s how to find out how much more you’ll see in your own check next year. How to find out […]
Cash-back rewards and perks for small business owners #CashNews.co
Cash News The Costco Anywhere Visa Business Card is one of a few credit cards on the market that offers cash back for . There’s no annual fee, and you can get up to 4% cash back on eligible gas and EV purchases, up to $7,000 annually. Aside from perks from shopping inside the wholesale […]
Can you pause credit card payments? #CashNews.co
Cash News You typically can’t pause monthly payments unless you reach an agreement with your credit card issuer. For example, you might be able to pay off your debt with a debt settlement plan or temporarily reduce your payments if you participate in a forbearance program. However, you should carefully review the terms and conditions […]
How to open a bank account without a physical address #CashNews.co
Cash News Opening a bank account without an address is difficult but not impossible. While banks are required to verify your residential address, they have some flexibility when it comes to acceptable addresses and documentation. For example, if you’re a soldier, you can provide the bank with your Fleet Post Office (FPO) box number instead. […]
How much is homeowners insurance? A guide to lowering costs. #CashNews.co
Cash News A home is one of the most expensive purchases you’ll ever make. And part of that expense, especially if you’re using financing, is the cost of home insurance. As you’re working over the figures to calculate how much house you can afford, it’s worth considering how much the cost of home insurance will […]
Savings interest rates today, October 15, 2024 (Top rate at 5.25% APY) #CashNews.co
Cash News The Federal Reserve reduced its target interest rate in September. That means high-yield savings account rates, which have recently been upwards of 5% APY, are beginning to fall as well. In order to get the highest interest rate possible on your savings, it’s important to do your research and find competitive offers. Not […]
CD rates today, October 15, 2024 (Lock in up to 4.65% APY) #CashNews.co
Cash News Last month, the Federal Reserve lowered the federal funds rate. As a result, deposit account rates are on the decline. The good news: You can lock in a competitive return on a certificate of deposit (CD) today and preserve your earning power. In fact, the best CDs still pay rates above 4%. Read […]
How to refinance from an FHA to conventional loan #CashNews.co
Cash News You took out an FHA loan to buy your home because it was the best home loan option available at the time. Now, you may be wondering if you can get a better deal on your mortgage. Good news: You can refinance your FHA mortgage to a conventional loan if you meet a […]