Cash News You took out an FHA loan to buy your home because it was the best home loan option available at the time. Now, you may be wondering if you can get a better deal on your mortgage. Good news: You can refinance your FHA mortgage to a conventional loan if you meet a […]
Cash News Credit cards are excellent tools for building credit and earning rewards, but they’re not always easy to understand. You often need to thoroughly examine the fine print of credit card offers to know how different benefits and fees work. Here are common credit card benefits that are easy to misinterpret — and how […]
Cash News Active-duty military members and veterans who are interested in building their dream home rather than buying a house may be interested in taking out a VA construction loan. Similar to construction loans not backed by the U.S. Department of Veterans Affairs, a VA construction loan is a short-term loan product that the borrower […]
Cash News Approaching the big 3-0 milestone may raise new and daunting questions about your financial future. Like many thirty-somethings, maybe your savings account is a little less healthy than you would like. Or maybe those recommended zeros and commas in your retirement accounts are non-existent. There are many reasons why saving money isn’t a […]
Cash News According to research by , the average consumer spends $281.75 per month on impulse buys. That’s money that could be put toward paying off debt, building an emergency fund, or even funding a vacation. Sure, a last-minute pack of gum at the register may not put a dent in your budget. But impulsive […]
Cash News An emergency fund can provide much-needed relief in the event of financial hardship. However, where you put your rainy-day money can be just as important as how much you save. If you’re unsure where to keep your emergency fund, here are some of the best places to consider. We’ll also provide a few […]
Cash News As interest rates begin to fall following the Fed’s recent rate cut, it’s more important than ever to ensure you’re earning a competitive rate on your savings. One option you may want to consider is a money market account (MMA). These accounts are similar to savings accounts — they offer interest on your […]
Cash News Mortgage rates have been increasing over the past couple of weeks, but dipped slightly today. According to Zillow data, the 30-year fixed mortgage rate is down four basis points to 6.22%, and the 15-year fixed rate is down six basis points to 5.47%. Mortgage rates tend to rise when the economy is thriving […]
Cash News Last month, the Federal Reserve lowered the federal funds rate. That means deposit account rates are now on the decline as well. The good news: You can lock in a competitive return on a certificate of deposit (CD) today and preserve your earning power. Read on for a snapshot of CD rates today […]
Cash News The Federal Reserve cut the federal funds rate in September, which means deposit rates are also beginning to fall. It’s more important than ever to ensure you’re earning the highest rate possible on your savings, and a high-yield savings account could be the solution. These accounts pay more interest than the typical savings […]