Cash News On paper, things look pretty good right now. The S&P 500 is up 15% so far this year, inflation has cooled significantly, and the unemployment rate is relatively low. However, some economists believe that there are some indicators that the economy is slowing down and that a recession could strike within the next […]
Cash News Total consumer debt reached an all-time high of $17.7 trillion in the second quarter of 2024, while Americans’ pandemic-era excess savings were depleted by March, according to the consulting firm Deloitte. Its report states that the strength of the U.S. consumer will be tested in 2025. That’s why now is the perfect time […]
Cash News If you have a significant goal, like paying off credit card debt or renovating your kitchen, you may be interested in tapping into your home equity to help you afford it. You can access your home equity — what your property is worth minus what you still owe on it — in several […]
Cash News When you apply for a mortgage, whether to buy a home or refinance your existing loan, you’ll need to decide the mortgage term that you want. In this context, “term” refers to the repayment period. This period is a length of time, in years, during which you’ll make monthly payments toward your mortgage […]
Cash News A down payment isn’t the only expense you need to consider when buying a house — you’ll also have to budget for closing costs, which could range anywhere from 2% to 5% of your total loan amount. And with the median home sales price well over $400,000, this means you could end up […]
Cash News Plan on traveling this holiday season? Consider applying for a new Southwest credit card to take advantage of the new welcome offer before booking your flights. Chase’s updated welcome offer and applies to the following Southwest Airlines credit cards: Cardmembers can earn a $400 statement credit and 40,000 points after spending $3,000 on […]
Cash News The has everything you need in a beginner or everyday cash-back credit card, including a $0 annual fee, excellent intro APR offers, and an elevated 1.5% base earning rate. You can also turn the Freedom Unlimited into an everyday travel rewards earner by pairing it with one of Chase’s travel card options, such […]
Cash News When it comes to deciding between using a bank or a credit union, there are several factors to consider — including safety. Credit unions have a reputation for being slightly safer than banks, but are they, really? Here’s what you need to know. Credit unions and banks have plenty in common: They’re both […]
Cash News The holidays are an especially hectic time to travel, thanks to uncertain weather conditions and increased passenger volume. In addition, expensive flights and other travel expenses can overload your monthly budget in your quest to visit loved ones. However, you can arm yourself with the knowledge you need — including how to lower […]
Cash News There’s no universal minimum credit score required to get approved for a credit card. Many credit card issuers specialize in working with borrowers with bad credit or no credit history. However, a limited or troubled credit history can limit your options, particularly if you’re looking for a card that offers rewards, a welcome […]