Cash News You may not use money orders often with online bill pay and peer-to-peer payment transfer apps. But they’re still commonly used; in 2022, the United States Postal Service issued over 66.4 million money orders. But how do you get one, and can you buy a money order with a credit card? Although some […]
Can you pay a credit card with a credit card — and should you? #CashNews.co
Cash News If it seems like everything is more expensive these days, it’s not your imagination. The prices of groceries, medications, and even postage stamps have all increased, making it harder to stay within your budget. Skyrocketing prices can also make keeping up with your payments more difficult. According to the Federal Reserve Bank of […]
Does closing a credit card hurt your credit? #CashNews.co
Cash News We love our credit cards — credit cards are the most commonly used payment method in the U.S., and, on average, Americans have nearly four cards per person. However, juggling multiple credit cards can be confusing, and some cards have expensive fees and sky-high annual percentage rates (APRs). Closing an account can make […]
How do credit card companies make money? #CashNews.co
Cash News Earn cash back at gas stations. Earn airline miles at restaurants. It seems like rewards credit cards are everywhere. In fact, cardholders with rewards cards had a combined total rewards balance of $33 billion at the end of 2022. Even though credit card rewards programs are common — 84% of credit card users […]
Online banking vs. traditional banking: Which one is right for you? Choosing where to bank is a key financial decision, but you may be wondering what’s better: online banking vs. traditional banking. Here’s what to know. #CashNews.co
Cash News Online banking vs. traditional banking: Which one is right for you? Choosing where to bank is a key financial decision, but you may be wondering what’s better: online banking vs. traditional banking. Here’s what to know. Read More #cashnews #newsfinace #finance #FollowsCashnews
How to spot credit card skimmers #CashNews.co
Cash News A credit card is a convenient payment tool with some built-in protections against fraud and unauthorized charges. While these safeguards are valuable, thieves can access your credit card information in many ways. Many fraud attempts originate online, such as through phishing emails or data breaches, but it pays to be vigilant when using […]
What is a student credit card, and how do you pick one? #CashNews.co
Cash News The earlier you start building a positive credit history, the better off you’ll be later in life. As a college student, you have a unique opportunity to do so: student credit cards. These cards are easier to qualify for than traditional credit cards, and they give you the chance to build credit and […]
CD rates today, May 18, 2024 (best account provides 5.15% APY) #CashNews.co
Cash News Today’s certificate of deposit (CD) interest rates are some of the highest we’ve seen in more than a decade thanks to several rate hikes by the Federal Reserve. Still, CD rates vary widely across financial institutions, so it’s important to ensure you’re getting the best rate possible when shopping around for a CD. […]
How does escrow work when buying a home? #CashNews.co
Cash News Escrow is a financial tool shared by the parties involved in a real estate transaction. As a homebuyer, it protects your interests — and those of the seller and the lender. How does a mortgage escrow account work? Does buying a home require an escrow account, and does it cost more to have […]
Are they legal, and can you cash them? #CashNews.co
Cash News A post-dated check is like a promise to pay someone at a later date. When you write a post-dated check, you essentially ask the recipient to wait and cash the check or deposit the funds at a specific point in the future. While the laws on post-dated checks vary by state, it is […]