Cash News ABA routing numbers have been around for over 100 years, but unless you’ve worked in banking, you probably haven’t paid much attention to them. Also known as bank routing numbers, these codes are part of a system that helps banks identify each other and ensure that your and are processed in a speedy […]
Cash News Mobile banking has become a popular way to bank in recent years. According to a recent national survey conducted for the , 48% of bank customers participate in mobile banking more than any other form of banking, such as visiting a branch. In 2010, by contrast, only about 13% of Americans were banking […]
Cash News The 85k limited-time offer has expired. New Southwest cardholders can now earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months. Read more about the latest credit card offers. Frequent Southwest Airlines flyers can now rake in even more points with the airline’s co-branded Chase credit cards. New cardholders […]
Cash News Private mortgage insurance (PMI) is a common expense for homeowners. According to a 2023 Urban Institute Housing Finance Policy Center report, approximately 27.5% of 30-year fixed-rate mortgages originated in the United States from 2020 to 2022 were conventional loans with PMI. PMI can be expensive, so it’s a great day when you can […]
Cash News From groceries to gas, everything seems more expensive right now. Although inflation has cooled from its height of 9.1% in 2022, the current rate is still higher than the Federal Reserve’s goal. As of June 2024, prices were 3% higher compared to one year ago. Using a credit card for your routine purchases […]
Cash News Whether you want to buy an RV, a tiny home on wheels that you move from one location to another, or a manufactured home that rests on leased land, you may want to consider financing your new home with a chattel mortgage. The word “chattel” refers to personal or real property other than […]
Cash News If you want to send and receive money while you’re in the U.S., it will be pretty hard to do without a bank account. Fortunately, even if you’re not a U.S. citizen, you can open a bank account here. Like getting a driver’s license or finding housing, it’s harder to open a bank […]
Cash News Your credit score is a three-digit number that provides prospective lenders with valuable insight into your money management habits. These scores range from 300 to 850, and borrowers with higher scores are considered a lower lending risk. If you want a loan or credit card, the financial institution you apply with will check […]
Cash News You’ve probably seen the statistics. Polls saying a majority of recent purchasers are suffering from home buyer’s remorse. The surveys often reveal a large number of new homeowners with regrets — nearly 80% or more. There’s no doubt that once the boxes are unpacked and you’ve settled in, you’ll notice the pitfalls that […]
Cash News There are a lot of good reasons to deposit your money into a bank account. For one, you don’t have to worry about having your paper cash lost, stolen, or burned in a fire. Perhaps a more practical reason, though, is that you earn interest on the money. Think of that interest as […]