Cash News If you have certain violations on your driving record, you may be required to file an SR-22 form with your state. An SR-22, often called a certificate of financial responsibility, is a state-ordered form that is added to your car insurance. Here’s a full explanation of what SR-22 forms are, when you need […]
Cash News Dining out has definitely gotten more expensive, but another factor is keeping many diners from enjoying their favorite restaurants today: exclusivity. The competition for a great reservation can be fierce. You’re often vying against other hungry patrons, social media influencers and their audiences who want to check out the latest viral dinner spots, […]
As China’s economy has descended into deflation, the central bank’s lack of urgency has been a source of frustration. Officials at the People’s Bank of China (PBoC) at first expressed confidence that deflation was, so to speak, transitory. When it persisted, they worried less about falling prices than about the side-effects of fighting them. They […]
Cash News Getting in a car accident can be one of the most stressful experiences of your life. While you can’t go back in time to avoid an accident that’s already happened, there are ways you can approach the claims process that make the situation a bit easier. Whether you’re filing a claim with your […]
Cash News If you’re getting ready to buy a house — whether it’s one month or one year down the road — it’s never too early to start laying the groundwork. This is particularly true if you’re using a mortgage loan. Not only can prepping early help ensure easy mortgage approval when the time comes, […]
Cash News Bank accounts may be closed without warning for various reasons. While having your bank account closed can be frustrating, it is avoidable — and it’s not the end of the world if it does happen. Keep reading to learn why your bank account could be closed, what to do if it is, and […]
Cash News Getting approved for a new credit card can seem like an uphill battle if you’ve had past credit struggles. Fortunately, you might qualify for certain credit cards even with poor credit. Some card issuers offer secured credit cards, which require a deposit that typically serves as your credit limit. Because they’re backed by […]
Cash News Thanks to elevated home prices, many homeowners have found themselves with an unexpected boost in their home equity. That creates an opportunity to borrow with a home equity loan or home equity line of credit (HELOC). Whether you’ll be approved for a HELOC will depend on your income, debt-to-income ratio, employment record, and […]
Cash News Of all the differences between owning a home and renting one, the opportunity homeowners have to build equity in their homes may be the most significant. Through a combination of market appreciation and years of mortgage payments, you could end up acquiring a substantial amount of equity in your home. You can cash […]
Cash News A high-yield savings account (HYSA) can be a safe place to store your cash in many different scenarios. High-yield savings accounts provide higher-than-average interest rates compared to traditional savings accounts. And unlike a high-yield CD, you can withdraw your money from an HYSA whenever you need access to the funds without penalty. Although […]