Bajaj Housing Finance IPO (Full Analysis) | GMP | Bajaj Housing Finance IPO Shareholder Quota Review #Finance

There is a storm in the rain of IPO and that is Bajaj Housing Finance IPO and you will be happy to hear its GMP because it is running at 80% and IPO has not even started yet It is

possible that its GMP will reach 100% which means in this IPO according to GMP, chances of money being double Money will be money but see, if you are doing any investment without understanding it, there are chances of loss so in this CashNews.co, I am going to give you all the public information

related to this IPO This is just an educational CashNews.co, so let’s start First of all, let’s talk about the business of this company So from the name of the company, we can understand that it is a text-decoration: none;">Finance company which means this company gives Loans but this is a non-deposit housing Finance company which started in

2008 and from 2015 it is registered under National Housing Finance and from 2018, it also does mortgage lending which means, you can take a Loan even after mortgaging and

from E1 2022, RBI has categorized it as upper level NBFC and anyway Bajaj has a lot of fame in the case of Finance So, to put it simply, this company gives

Loans if someone wants to build a house, renovate it or want to make a commercial space, they have to renovate it for that, this company gives Loans and this is their business Now that you have understood its business, let’s understand the details of its IPO,

after that we have to discuss its financials and many other things So, this IPO is going to open between 9-11 September in which the fresh issue is of 3560 crores and the offer for sale is of 3000 crores Out of this 6560 crores IPO, 500 crores Shares are reserved for Bajaj

href="https://cashnews.co/finance" style="font-weight: bold; color: #1a73e8; text-decoration: none;">Finance Ltd or Bajaj FinServ Ltd So, if you had Bajaj Finance or Bajaj FinServ Ltd

Shares till 30th August, then you have a high chance of allotment in the IPO If you have bought it on 30th August, then you won’t get allotment, but if you have bought it before 30th then those Shares will be in your Demat account on 30th and in this way,

chances of allotment will increase Its price band is kept between Rs. 66 to Rs. 70 which means Rs. 70 only and in one lot there are 214 Shares in one lot which means you will get Rs. 14500 in one lot After applying in the IPO, the allotment will be of 12th September and if you

don’t have allotment then on the same day or next day, your money will be refunded and its listing is of 16th September Now, let’s talk about the company which is taking so much money from the investors What will the company do with that money? In future, they will have to fulfill the

business requirement because the company has to pay a Loan and for that, they should have money and that’s why the company is taking the IPO Now, let’s come to the main topic which is the company’s financials because if the financials are good, then only the

company But before talking about the financials, if you want to increase the chances of your IPO allotment then you have to apply for a lot of Demat accounts So, if you have your own Demat account then you should open the Demat account of other people in your family and I have given the link of

free Demat account in the description so do check the description and from there, open your free Demat account as soon as possible So, first of all, let’s talk about the company’s Assets and by the way, this is the company’s IPO but you will be surprised to hear

the Assets it has and according to 30th June 2024, it is of 88,538 crores If we talk about the Revenue, then in March 2023, the company’s Revenue was about 5600 crores which has increased to 7617 crores in March 2024 which has increased to

7617 crores in March 2024 which means the company’s Revenue has increased by 34% and if we talk about the company’s Profit, it has increased by 38% because in March 2023, it was 1257 crores and in March 2024, it has increased to 1731 crores but one

thing is very important for you to know and that is the company’s borrowings that is, the company’s Loan is according to 30th June 2024, it is of 73,347 crores according to 30th June 2024, it is of 73,347 crores and you don’t have to worry or be scared because

this company works to give Loans and such companies or banks always have a lot of Debt and this is not negative for this company so I always tell you that the company’s Debt to Equity ratio should be less than 1 but in banks

or NBFC, the Debt to Equity ratio does not matter and its Debt to Equity ratio is 5.7 which is normally more but because it is an NBFC, it does not matter here now let’s talk about the company’s PE which tells us the

company’s Valuation so it is between 30 to 31 for comparison, Bajaj Finance’s PE is 30 and Bajaj FinServ’s is about 35 now when you have taken so much

information about the company then it is very important for you to know two things what is good in the first company and what are the shortcomings in the second company first, it is the second largest housing text-decoration: none;">Finance company in terms of asset under management second, because it is a subsidiary of Bajaj, its branding is very strong third, according to today’s times it is focusing a lot on digitalization which is positive for this company and if we talk about the

negative, every company that gives Loans has an interest rate risk which means if the interest rate increases then it has a good impact on the business of the company so if you ever invest in a company related to Loans then keep in mind that this is negative for

these companies and similarly, this is negative for Bajaj Housing Finance second, their Portfolio is very much exposed on Real Estate so if there is a

problem related to Real Estate then it can have an impact on this company so finally I have given you all the important information related to this IPO if you are planning to apply for this IPO then do comment and let me know if you liked the CashNews.co, then do like and subscribe

to the channel the link to the free Demat account is given in the description and if you want to learn about the Stock Market in a very basic and free way then you can watch this CashNews.co and for the Demat account, you can watch this CashNews.co. Thank you!