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Hi
I have been saving for a vacation to Hawaii for 5 years. I'm taking my two 20 something year old adult children with me before they're too busy with their careers. We've been through a lot since my husband passed away in 2012. I have enough saved to cashflow the trip. The hotel is alreadt booked and paid for. But I can't help but feel guilty about spending such a large amount of money eventhough this is what I saved it to do.
these tips are great! I've been recently trying to budget myself to save for college, and have a problem with retail therapy. being intuitive about purchases really helps with saving money!
I have "savings goals" set up for big things that I want (vacation, for example) and have padded my budget a little bit for little splurges. My direct deposit goes into my savings and checking, and I made my monthly budget based on what goes into my checking account. It makes saving for big things super easy, without denying myself little indulgences.
Things that make me happy are saving and seeing my savings grow. So that's what I splurge on!
Lately my hobby is drinking wine 🍷! I got a really great price on 6 bottles of wine and saved 15%. I wasn’t going to do it but it’s -26 in Wisconsin and I don’t want to go to the grocery store anymore. I need to put an alcohol line in my budget!
Thank you very much for all the helpful tips
Yes, I love a rewards cards. I am learning now how to use cash back cards, so I can get that money back on purchases I have to make anyways 😉
I love how you talk about splurging because it is so important! I don’t find overly restrictive finance programs to be successful because you always have to fight the urge to splurge!
Thank you so much
Your content is so well thought out and presented. It’s very high quality. I’m looking forward to seeing your channel grow this year!
Hi! Do you have any practical advice for starting to invest? Not general, I would love a guide, thanks
I'm on a no-buy this month and I'm actually doing good so far. I have some trips I am planning overseas with my son so that is helping me stay on track. I will be splurging on our suitcases and travel items but since I am planning to relocate overseas in 2-3 years I am selling a lot of stuff so I am using that money to travel with.
You truly deserve million of engaged subscribers. Your advise is turning my whole budget around in an amazing way! Even more my spending habits! Thank you so much for such great insights beyond just the financial tips!!!!
My word of the year, and my life, is intentional. If I find myself splurging, I realize that it’s mindless most times, but if I practice being mindful and intentional, my purchases align with what I’m trying to build in my life. This is a great topic
So much good advice!!! “Splurge are not just material things”
🥰🙌🏾. I have to go back to the drawing board.
Great video! I appreciate your tips as always!
Hey there! I live this video and your content overall. Question – is the credit Sesame card FDIC insured?
No.gonit.
I love your channel so much btw! I’m really happy that I found you! 🙌🏾
I love those credit cards that give money back. They’re the best although sometimes, I find it difficult to access those funds- it seems pretty intentional on the part of the bank