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For business folks who want to earn rewards while traveling, Delta SkyMiles® Platinum Business American Express Card is a great option — especially if you’re a Delta loyalist who often flies for work.
This Amex card offers business travelers a high reward rate and great value. But if you aren’t a die-hard Delta fan, this business credit card might not be worth the investment.
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Annual fee
$350
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Welcome offer
Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership
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Card type(s)
Travel, Airline, Business
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Recommended credit score
Good, Excellent
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Rewards rate
Earn 1.5x miles on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more
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Benefits
- Earn an annual statement credit of up to $200 after booking prepaid hotels or vacation rentals through Delta Stays
- Save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app
- Earn up to $10 per month in statement credits on eligible Resy purchases
More card details: When you use your Delta SkyMiles Platinum Business American Express card for purchases, you also get the advantage of Amex’s extended warranty option. Purchases with your Delta SkyMiles Platinum Business Card extend the original manufacturer’s warranty by an extra year for warranties up to 5 years on purchases in the U.S. You’re also eligible for:
-Purchase protection, up to $1,000 for each occurrence, up to $50,000 a year*
-Amex rewards and offers available on qualifying purchases through the Amex site and app
-Employee cards and vendor pay through Bill.com
*Eligibility and benefit level varies by card. Terms, conditions, and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
How to earn rewards
Aside from the rewards rate, you can earn rewards when you shop with Delta SkyMiles partners, including Starbucks and Lyft. If you book car rentals through Delta, you’ll earn 2 miles per $1. There’s no cap on how many miles you can earn.
How to redeem rewards
You can redeem rewards a few different ways, including seat upgrades on existing flights — or for entire flights, if you have enough miles to cover them. You can also use them to cover checked bag fees on Delta flights.
You can also shop with your miles through the Delta SkyMiles MarketPlace, including on upcoming experiences or magazines. There’s also an option to donate miles to charity through the Delta SkyWish program or gift your miles to a friend or family member.
Who is the Delta SkyMiles Platinum Business American Express card best for?
The Delta SkyMiles Platinum Business Amex is best for loyal Delta flyers and those who want to build up miles and rewards with their favorite airline. If you fly often for work and have the opportunity to exclusively fly Delta, this business card is best for you.
Delta SkyMiles Platinum Business American Express pros
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Generous welcome offer
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Earn miles on every purchase
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No foreign transaction fees
Delta SkyMiles Platinum Business American Express cons
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Limited reward redemption options, including no statement credit or cash-back features
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High annual fee
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Mile redemptions must be in 5,000 increments
Where can you use Delta SkyMiles Platinum Business American Express?
You can use this card wherever American Express is accepted worldwide. Although American Express isn’t as widely accepted internationally as Visa and Mastercard, you’ll have an easy time using the card in Canada, Mexico, the U.K., Australia, and other countries.
How to make a Delta SkyMiles Platinum Business American Express payment
Online
Since this Delta card is an American Express card, you’ll need to log into your Amex account or register as a new user after you complete an application. You can download the Amex app on your phone or log into the website to add banking information, make a one-time payment, set up auto-pay, and manage your account.
Phone
You can make a payment over the phone by calling the number on the back of your card or 1-800-472-9297 and follow the prompts from the automated messages.
If you want to mail in your payment, send a check or money order payable to American Express to:
First Class Mail
American Express
PO Box 96001
Los Angeles, CA
90096 – 8000
Delta SkyMiles Platinum Business American Express customer service info
Alternative cards to consider
While the Delta card might be right for some folks, it may not be the right card for everyone. Even if the card is right for you, take some time to compare it against other cards available right now.
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Annual fee
$375
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Welcome offer
Earn 100,000 Membership Rewards® points after you spend $15,000 on purchases within the first 3 months. The Business Gold Card now comes in three metal designs — Gold, Rose Gold, and Limited Edition White Gold (while supplies last).
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Card type(s)
Business, Rewards
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Ongoing Purchases APR
18.99% – 27.99% Variable
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Recommended credit score
Excellent/Good
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Rewards rate
- Earn 4x Membership Rewards points on the top two eligible categories (out of 6 total categories) where your business spends the most each month. Although your top 2 categories may change each month, you will earn 4x points on the first $150,000 in combined purchases from these categories each calendar year, then 1x after that (only the top 2 categories each billing cycle will count towards the $150,000 cap; terms apply).
- 3x points on flights and prepaid hotels booked on AmexTravel.com
- 1x points on all other purchases
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Benefits
- Earn up to $20 in monthly statement credits (up to $240 annually) for eligible U.S. purchases at FedEx, Grubhub, and office supply stores
- Receive a monthly $12.95 statement credit after you pay for a monthly Walmart+ membership (subject to auto-renewal; up to $12.95 plus applicable taxes on one membership fee)
- Your spending limit is flexible and adjusts based on factors such as your purchase, payment, and credit history
The charges a slightly higher annual fee — $375 — but also has a generous welcome offer and a higher rewards rate. It’s 4x points in your top two categories, 3x points on flights and hotels, as well as 1x points on everything else.
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Rewards rate
- 2x miles on every purchase
- 5x miles on flights booked through Capital One Travel
- 10x miles on hotels and rental cars booked through Capital One Travel
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Benefits
- Every year, you’ll get 10,000 bonus miles after your account anniversary date and receive an annual $300 credit for bookings through Capital One Travel
- Up to a $120 statement credit on TSA PreCheck or Global Entry
- Unlimited complimentary access to Capital One Lounges and a network of 1,300+ lounges worldwide, including Priority Pass and Plaza Premium Group lounges
This business card doesn’t restrict you to one airline. You can earn 2x miles on every purchase, plus 5x miles on flights and 10x miles on hotels and rental cars. The card also offers a generous welcome bonus and anniversary bonus miles every year. However, along with the $395 annual fee, you must pay your balance in full every month to keep your card in good standing.
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Annual fee
$650
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Welcome offer
Earn 110,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership
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Card type(s)
Travel, Airline, Business
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Ongoing Purchases APR
20.49% – 29.49% Variable
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Recommended credit score
Excellent/Good
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Benefits
- Earn an annual statement credit of up to $250 after using your card to book prepaid hotels or vacation rentals through Delta Stays on delta.com
- Check your first bag free on Delta flights
- Enjoy international travel without additional fees on purchases made abroad
is also strictly for Delta flyers. You’ll earn 3x miles on Delta purchases and 1x miles on everything else, as well as access to airport lounges, an annual companion pass, and complimentary flight upgrades You can add up to 99 employees at no cost (and set spending limits).
This article was edited by Rebecca McCracken
Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to Yahoo Finance and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn’t include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.