Cash News Summary: Quontic Bank is a New York-based digital bank founded in 2009. This bank offers four types of deposit products with competitive interest rates: checking accounts, savings accounts, money market accounts, and certificates of deposit (CDs). Quontic also offers a suite of traditional mortgages, such as conventional and FHA loans, as well as […]
Cash News Whether you’re a first-time homebuyer or have owned your home for years, you may wonder if you need a home warranty. A home warranty, which functions as a service contract for your appliances and systems, can help you pay for repairs or replacements. However, there is some debate about whether home warranties are […]
Cash News American Express and Delta are offering huge welcome offers on three credit cards. These bonuses are worth up to 100,000 miles and could help you save money on flights for an upcoming trip — but they’re only available for a limited time. American Express, in partnership with Delta, is offering elevated limited-time welcome […]
Cash News Earning over $100,000 per year is a goal that many people strive for. But without the right budget, it can feel like your money disappears as fast as it comes in — even on a six-figure salary. Budgets often get a bad rap for being restrictive, but a good budget is just the […]
Cash News Summary: A division of First Citizens Bank, CIT Bank operates exclusively online. It offers a variety of personal and commercial banking products and services. CIT Bank offers the following banking products and services: Platinum Savings: CIT’s Platinum Savings account currently offers 0.25% APY on balances of less than $5,000, and 4.30% APY on […]
Cash News Mortgage rates are down a little bit today. According to Freddie Mac, the 30-year fixed mortgage rate has decreased by six basis points to 6.89%, and the 15-year fixed rate has fallen by seven basis points to 6.05%. Although interest rates have been steadily inching down, they haven’t made huge strides. Rates have […]
Cash News The Federal Reserve cut the federal funds rate three times in 2024 for a total reduction of one percentage point. As a result, deposit interest rates — including money market account rates — have been falling. It’s more important than ever to compare MMA rates and ensure you earn as much as possible […]
Cash News The Federal Reserve cut the federal funds rate three times in late 2024. As a result, deposit interest rates are falling from their historic highs. Still, it’s possible to find high-yield savings accounts paying above 4% APY. So, if you’re looking for the best rates available today, here’s a breakdown of where to […]
Cash News If you’re looking for a secure place to store your savings, a certificate of deposit (CD) may be a great choice. These accounts often provide higher interest rates than traditional checking and savings accounts. However, CD rates can vary widely. Learn more about CD rates today and where to find high-yield CDs with […]
Cash News The Yahoo view: Because of its commitment to underserved borrowers, New American Funding is a strong option for first-time home buyers. NAF has a variety of innovative loan programs and a “cash buyer” program for competitive housing markets. With a deep bench of loan products, New American Funding earns our highest score for […]